Calculate monthly payments, total interest, sales tax, and dealer fees for vehicle purchases.
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Input the sticker price of the car alongside your down payment and trade-in value.
Choose your financing duration (e.g. 60 months) and annual percentage interest rate.
Add local state sales tax and dealer registration fees to compute true out-of-pocket costs.
Longer loan terms (e.g., 72 or 84 months) reduce your monthly payment amount but significantly increase the total interest paid over the life of the loan.
In many states and jurisdictions, trade-in credit reduces the taxable purchase price of the vehicle, lowering your total sales tax bill.
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