Track total net worth, liquid net worth, asset distribution, and debt-to-asset ratios.
Execution runs 100% locally inside the browser sandbox using HTML5 Canvas, Web Cryptography Subtle API, and Web Workers. Zero egress.
Zero network latency. Operates completely offline with zero dependencies on third-party backend servers or cloud services.
Built according to official RFC specifications, cryptographic test vectors, and enterprise-grade data transformation standards.
Input current balances for cash, investments, real estate, crypto, and vehicle valuations.
Input total outstanding balances for mortgages, student loans, auto loans, and credit cards.
View total net worth, liquid net worth, and your debt-to-asset percentage.
Total net worth includes illiquid assets like real estate and vehicles. Liquid net worth counts only cash, stocks, and crypto that can be quickly converted to cash.
A debt-to-asset ratio under 50% is generally considered healthy, with ratios under 30% indicating strong long-term financial security.
Zero-egress companion tools in the Calculators suite
Solve percentage increases, decreases, fractions, and discounts.
Calculate future investment value with recurring contributions.
Calculate monthly payments, total interest, and amortization schedule.
Calculate your monthly mortgage payments and total interest easily.
